TRAVEL INSURANCE:
BECAUSE LIFE HAPPENS
At Never Stop Packing Travel, I make planning your dream cruise or vacation effortless and stress-free. Whether you’re setting sail on a luxury cruise, embarking on a European getaway, or relaxing at an all-inclusive resort, I handle every detail so you can focus on enjoying the journey.
Protect Your Trip. Protect Your Health.
Protect Your Peace of Mind.
Travel is exciting—but it’s also unpredictable. From missed flights and lost luggage to unexpected illness or emergency cancellations, even the best-planned trip can hit a bump in the road. That’s where travel insurance comes in.
At Never Stop Packing Travel, I believe travel insurance isn’t optional—it’s essential. It’s your safety net when the unexpected occurs, offering coverage for trip interruptions, medical emergencies, travel delays, and more. Whether you're cruising the Caribbean, exploring Europe, or relaxing at an all-inclusive resort, having the right protection in place lets you travel with total confidence.
I’m here to help you understand your options, choose the right coverage, and make sure you—and your investment—are protected from start to finish.
What Does Travel Insurance Cover?
Real Protection for Real-Life Travel Surprises
Travel insurance is designed to give you financial protection and peace of mind in case something goes wrong before or during your trip. While plans vary, here are the most common types of coverage included in a comprehensive policy:
Trip Cancellation & Trip Interruption
Reimburses you for prepaid, non-refundable expenses if you have to cancel or cut your trip short due to:
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Illness, injury, or death of a traveler or immediate family member
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Natural disasters or severe weather
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Work conflicts, jury duty, or other covered events
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COVID-19 illness (depending on the plan)
Emergency Medical Coverage
Many health insurance plans don't provide coverage outside your home country. Travel insurance can cover:
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Doctor or hospital visits abroad
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Emergency surgery or treatment
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Ambulance services
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Medical evacuation to the nearest qualified facility
Trip Delay & Missed Connections
Covers unexpected expenses if your travel is delayed due to weather, mechanical issues, or other covered reasons.
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Hotel, meals, and transportation during a delay
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Coverage for missed cruise embarkation or connecting flights
Lost, Stolen, or Delayed Baggage
Get reimbursed for lost personal items or essentials you had to buy if your luggage is delayed.
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Lost or stolen baggage
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Baggage delays (typically after 12+ hours)
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Replacement costs for clothing, toiletries, etc.
Emergency Evacuation & Repatriation
If a medical emergency requires transport to a different facility—or back home—your plan can cover:
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Emergency air evacuation
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Medical escort
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Repatriation of remains in the event of death
Cancel for Any Reason (CFAR) (Optional Add-On)
Some plans offer extra flexibility by letting you cancel your trip for almost any reason—even if it’s not a covered one. Must be purchased within a specific time window after your initial trip deposit.
Types o f Travel Insurance
One Size Doesn’t Fit All—Choose the Right Protection for Your Trip
Not all travel insurance plans are created equal. Depending on where you’re going, how long you’re staying, and what activities you’ll be doing, your coverage needs may vary. Here’s a breakdown of the most common plan types I can help you choose from:
Comprehensive Travel Insurance
The most popular type of plan—ideal for most travelers. Includes coverage for:
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Trip cancellation and interruption
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Emergency medical care
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Travel delays
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Lost or delayed baggage
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Emergency evacuation
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24/7 assistance hotline
Travel Medical Insurance
Focused solely on emergency health coverage during your trip.
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Covers doctor visits, hospital stays, and emergency treatments abroad
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Often includes medical evacuation
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Ideal for travelers whose domestic insurance doesn’t cover them internationally
Annual or Multi-Trip Plans
Coverage for multiple trips within a 12-month period.
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One policy that covers several getaways throughout the year
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Can include medical, evacuation, trip delay, and baggage protection
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Often more cost-effective for frequent travelers
Cruise-Specific Insurance
Tailored to the unique needs of cruise travel.
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Trip delay and missed port protection
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Emergency evacuation from the ship
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Cruise-specific medical and interruption coverage
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Optional "cancel for any reason" upgrade
Cancel For Any Reason (CFAR) Coverage (Add-On Option)
Want ultimate flexibility? Add CFAR to your comprehensive plan.
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Allows you to cancel your trip for reasons not covered by standard insurance
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Reimburses up to 50–75% of your non-refundable trip costs
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Must be purchased within 14–21 days of initial deposit
As your advisor, I’ll walk you through these options and help you select the one that best matches your trip, preferences, and peace of mind.
Best for: International travelers, long stays abroad, and travelers on a budget
Best for: Vacations, cruises, international travel, and group trips
Best for: Frequent cruisers, business travelers, or digital nomads
Best for: Cruisers looking for specialized coverage and flexibility
Best for: Travelers with uncertain plans or extra caution
Why Book Travel Insurance Through Me?
Personalized Protection Backed by Real Support
With so many online options, it might seem easy to just click and buy a generic travel insurance policy—but when it comes to protecting your vacation and your well-being, working with a trusted travel advisor makes all the difference.
Here’s why clients choose to book their travel insurance through Never Stop Packing Travel:
✅ Personalized Plan Recommendations
I take time to understand your trip details, destination, and concerns—so I can recommend a policy that’s actually tailored to your needs, not just a one-size-fits-all package.
✅ Trusted Insurance Providers
I work exclusively with reputable, highly rated travel insurance companies that are known for reliable coverage, excellent service, and straightforward claims processes.
✅ Support Before, During, and After Your Trip
Need help filing a claim? Unsure what’s covered? I’ll walk you through it. I don’t just sell you a policy and disappear—I’m your advocate and resource every step of the way.
✅ Cruise & Resort Expertise
Travel insurance for cruises and all-inclusive resorts can be complex. I understand the ins and outs of coverage specific to these vacations—including missed port protections, evacuation logistics, and pre-departure cancellation rules.
✅ Peace of Mind with a Personal Touch
No call centers. No confusing policy language. Just someone who knows you, your trip, and how to make sure you're protected—so you can travel with total peace of mind.
FAQ's
Ideally, within 7–21 days of making your first trip payment or deposit. Buying early may qualify you for added benefits like pre-existing condition waivers or Cancel For Any Reason (CFAR) upgrades.
Yes! You can usually buy coverage up until the day before you depart. However, some benefits are only available if purchased shortly after your initial trip payment.
A standard plan may not cover every situation—but a CFAR (Cancel For Any Reason) upgrade allows you to cancel for almost any reason and receive partial reimbursement. This is a great option for added flexibility.
Many plans now offer coverage for COVID-related illness, cancellations, or interruptions. I’ll help you select a plan that meets your needs in today’s travel climate.
Some plans will cover medical issues tied to pre-existing conditions if you purchase your policy within a specific time window (usually 14–21 days of your first trip payment). I can help ensure you qualify.
Most comprehensive policies provide reimbursement for lost, stolen, or delayed baggage, including essentials like clothing and toiletries. Keep receipts for any purchases made while waiting on your bags.
You’ll receive clear instructions when you buy your policy—but if the need arises, I’m here to walk you through the process, step by step, and help you get your claim submitted successfully.
Travel Confidently—Because the Unexpected Happens
Whether you're setting sail on a cruise, exploring a new country, or heading to a relaxing resort, travel insurance is one of the smartest decisions you can make. It protects your investment, your health, and your peace of mind—so you can focus on making unforgettable memories, not worrying about “what ifs.”
Let me help you find the right plan that fits your trip and your needs.
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